Injured in an Uber or Lyft Accident in Coconut Creek, FL?

Rideshare services like Uber and Lyft have transformed the way we travel, providing convenience and accessibility to millions of riders. However, with this rise in rideshare usage, accidents involving rideshare vehicles have also become more common. If you or a loved one has been involved in a rideshare accident in Coconut Creek, FL, it's essential to seek legal assistance from a knowledgeable Coconut Creek rideshare accident attorney at Zimmerman & Frachtman, P.A. Our experienced attorneys understand the complexities of rideshare accident claims and are dedicated to helping you secure the compensation you deserve.

Call (954) 504-6577 or contact us online today to request a free initial consultation.

Florida Rideshare Laws

Florida's laws governing rideshare services are designed to ensure the safety of both passengers and drivers. The Florida Public Service Commission oversees rideshare companies, requiring them to adhere to specific regulations. 

These laws include:

• Insurance Requirements: Rideshare drivers must maintain a minimum level of insurance coverage, including liability insurance that provides coverage for bodily injury and property damage. Specifically, drivers are required to carry:
  • $50,000 for bodily injury per person,
  • $100,000 for total bodily injury per accident, and
  • $25,000 for property damage.
• Driver Background Checks: Rideshare companies are required to conduct background checks on drivers before they can start accepting passengers. This process includes checking for criminal records and driving history to ensure safety.
• Vehicle Standards: Rideshare vehicles must meet specific safety and operational standards. They must be inspected regularly to ensure they are safe for passengers.
• Disclosure of Terms: Rideshare companies must provide clear information about their services, including fare estimates and driver identification.

These regulations aim to protect both riders and drivers, but accidents can still occur. When they do, having an experienced lawyer on your side can help navigate the complexities of liability and insurance claims.

Who is Liable for an Uber or Lyft Accident?

Determining liability in rideshare accidents can be complicated due to the unique nature of rideshare services. Several scenarios can arise based on the driver's status at the time of the accident:

When the Driver is Logged Off

If a rideshare driver is logged off the app and is involved in an accident, they are typically treated as a private driver. In this case, their personal insurance coverage will apply. If the driver was negligent and caused the accident, the injured party may need to file a claim against the driver’s personal auto insurance policy.

When the Driver is Logged On but Hasn’t Accepted a Ride Request

If the driver is logged onto the rideshare app but has not accepted a ride request, they may still be considered a driver for hire. In this situation, the rideshare company’s insurance may partially apply. However, since the driver has not yet picked up a passenger, their personal auto insurance may also be involved. This can create a dual insurance scenario where both policies could be pursued for compensation.

When the Driver has Accepted a Ride or is Taking a Passenger to their Destination

When a rideshare driver has accepted a ride and is transporting a passenger, the liability framework shifts significantly. In this case, the rideshare company’s insurance policy typically provides primary coverage. Uber and Lyft maintain liability insurance that covers up to $1 million for injuries and damages that occur during an active ride. If an accident occurs while a passenger is in the vehicle, the injured party can file a claim against the rideshare company's insurance.

Rideshare Driver's Negligence

In any of the above scenarios, if the rideshare driver is found to be negligent—whether through reckless driving, violating traffic laws, or driving under the influence—liability may fall on the driver, the rideshare company, or both. It’s crucial to have an attorney who can investigate the details of the accident, gather evidence, and establish who is at fault.

Why You Need a Coconut Creek Rideshare Accident Lawyer

Navigating the aftermath of a rideshare accident can be overwhelming. Here are a few reasons why hiring a Coconut Creek rideshare accident lawyer from Zimmerman & Frachtman, P.A. is essential:

• Understanding the Legal Process: Rideshare accidents involve unique legal complexities, including dealing with multiple insurance policies. Our attorneys have a deep understanding of Florida rideshare laws and can guide you through the legal process.
• Thorough Investigation: We will conduct a comprehensive investigation into the accident, gathering evidence such as police reports, witness statements, and expert testimonies. This information is crucial for building a strong case.
• Negotiation with Insurance Companies: Insurance companies often attempt to minimize payouts. Our attorneys are skilled negotiators who will fight to ensure you receive fair compensation for your injuries, medical expenses, lost wages, and pain and suffering.
• Trial Representation: If a fair settlement cannot be reached, we are prepared to take your case to court. Our team will represent you at trial and advocate for your rights, seeking the best possible outcome.

Contact us today at (954) 504-6577 to speak with our legal team.