Insurance Litigation

Florida Insurance Claims Attorneys

Bodily Injury, Property Damage,Insurance Disputes, Insurance Bad Faith, & Insurance Claims
Insurance litigation usually involves disputes concerning contracts or policies of insurance in the state of Florida and federal civil courts. In certain cases, insurance companies owe legal duties to persons with whom they do not have a contractual relationship.

Some examples of insurance coverage include:

Most insurance disputes involving insurance policies are governed by state statutes. These statutes allow the policyholder to collect attorney’s fees if successful in a lawsuit against their own insurance company. Insurance companies also have a legal duty to act fairly and honestly toward both their policyholders and insured. This duty includes the legal duty that they settle claims and protect their insured from lawsuits when presented with a reasonable opportunity to do so.

Insurance bad faith cases typically arise when a liability insurer refuses to pay their policy limits to a claimant when it is clear that the claimant’s case has a potential jury value equal to or in excess of the insurance policy amount. Consequently, their policyholder or insured gets sued, and when a jury returns a verdict in excess of the policy amount, the policyholder or insured becomes personally liable for the amount over the policy limits. The policyholder may then have a potential bad faith case against its own insurance company for failing to protect him or her from the personal liability.

Some examples of insurance bad faith:

The claimant receiving the verdict or judgment in excess of the policy limits may also have a potential bad faith case against the insurance company for failing to settle for the policy limits when it had a chance.

The attorneys at Zimmerman & Frachtman have handled numerous bad faith cases. Our lawyers are skilled in evaluating and prosecuting insurance bad faith claims. If you, a family member, or a friend has been a victim of bad faith and would like to learn more about your legal rights, please contact us here or call (954) 509-1900 or toll free at 1-(800) 886-LAWS. We offer free consultations and charge you only if we win your case.